FOCL Practice Test 2025 – 400 Free Practice Questions to Pass the Exam

By using a credit card number found in the trash, Rob committed credit card abuse, which specifically refers to the unauthorized use of someone else's credit card information for personal gain. This crime often involves using someone’s credit card number without permission to make purchases or obtain funds. The action itself directly violates credit card laws and regulations, hence it is categorized under credit card abuse.

While identity theft involves stealing someone's personal information (like social security numbers) to impersonate them, in Rob's case, he acted directly on the unauthorized use of the credit card specifically. Other options, such as fraud and embezzlement, involve different elements of deceit and misappropriation that are not as directly applicable to Rob's situation as credit card abuse is.